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It was billed as a way to give prospective homeowners access to the housing market. When the chancellor Rishi Sunak announced a mortgage guarantee scheme to encourage banks and building societies to lend to people who can only afford a 5% home deposit, he heralded it as a way of turning “generation rent to generation …

The dating game is full of the unexpected: it can quickly become apparent that photographs might have been in rotation for a few years or that someone listing their height as 5ft 10in could only achieve that height on tiptoes. But while those deceits may be forgivable if you hit it off with your date, …

I’m an accidental expert on dating apps – I’ve spent the vast majority of my life single, with a variety of them downloaded. The aim has been, as many dating profiles say, to find a reason to delete the apps. Recently I noticed that Tinder was advertising one of its premium services to me, Tinder …

Jane Charles is hoping her 15-year “nightmare” involving a costly interest-only loan may soon be over after a court ruled that some of the lender’s terms and conditions were unfair. The judgment raises issues that could affect thousands of people, and is likely to be studied closely by other borrowers, including customers of other subprime …

My wife and I are in our 50s and have been together for 25 years. Until two years ago, I was in a high-pressure job, with stints abroad; I then moved to a much less pressured job in London, where my wife also works. Our marriage has had its ups and downs, but I was …