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Leaseholders shamefully hung out to dry in cladding scandal

As a retired structural engineer, I know that modern buildings are designed by highly qualified architects and engineers, working within a framework of planning law and building control regulations. These professionals pay a substantial amount for professional indemnity insurance to cover the rare cases of failure through design error. In turn, it is expected that …

Grieving relatives despair at months of waiting for probate

When Penelope Ormerod appealed to the Observer for help, she wrote: “I am close to despair.” She had applied for probate on her late aunt’s estate in September. Nearly seven months later, she was still waiting. The application had been sent from her local register office in Oxford to Manchester and was never seen again, …

Child benefit: high-earning parents can use pensions to cut charges

Parents earning more than £50,000 a year could gain thousands of pounds in child benefit by redirecting some of their earnings into a pension, figures issued this week show. Some who are fortunate enough to be able to stash hundreds of pounds away each month could end up being £120,000 better off in retirement as …