Credit offer
Mortgage rates are at record lows, with Halifax this week launching a fixed-rate deal priced at 0.83% – but these ultra-low rates are typically only available to those with an unblemished credit record. Negative information on your credit file relating to something a few years ago may not necessarily stop you from getting a mortgage …
The start of 2021 brought with it the end of the “tampon tax”. After years of campaigning, the government finally accepted the argument that sanitary products are an essential product, not a luxury, and should be treated as such for VAT purposes. Now, as with most food and children’s clothing, they attract a zero rate …
Customers of the deals website Groupon who were told by the firm they had to accept a credit note could be due cash refunds after the UK’s competition watchdog ordered the company to improve the way it treats users or face legal action. The Competition and Markets Authority (CMA) said this week it had found …
My partner’s car was hit by another vehicle. My insurance policy requires me to reclaim the £450 excess from the third-party insurer. I therefore lodged a claim with Axa. One month, five phone calls and many emails later, I have been told that Axa has closed my claim without paying up. Each time I ring …
PayPal thinks I’m violating international sanctions by buying an English-made “Persian rug” mouse mat from Etsy. My account was suspended and, in an email, which mistook me for the seller, it informed me I was advertising PayPal as a method of payment for items that may originate from Iran. I was warned that my account …