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Nothing is plain sailing in Abta v ROL Cruises blame game

In April 2019 we booked a £3,637 cruise to St Petersburg with Cruise & Maritime Voyages (CMV) through the agent ROL Cruises. It was cancelled due to Covid, and we agreed for ROL to transfer the booking to a comparable cruise in April this year. However, CMV went into administration in July 2020. Abta refunded …

Savings to bitcoin: cubs and beavers to launch badge for money skills

On a Friday night in Enfield, north London, a group of eight-, nine- and 10-year-olds are discussing cryptocurrency and what people do with their cash. Fluttering in the evening breeze are Post-it notes bearing words including “electricity”, “toys”, “Netflix” and “bitcoin”, stuck on boards headed “spend”, “save” and “donate”. The 20th Edmonton Cubs had been …

Want to stick to your budget? Open six bank accounts

The first step to creating a solid cashflow plan is to have the right banking structure in place. To be on top of your cashflow, you need to make sure you aren’t allowing the cost of your lifestyle to creep beyond what you can afford, and that you have a plan in place so that …