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Help-to-buy Isas: how to make the most of a forgotten account

The government’s offer of free cash towards buying your first home prompted huge numbers of people to sign up for a help-to-buy Isa. However, it has emerged that hundreds of thousands of these savings accounts are sitting there with no money in them, waiting to be brought back to life. It seems that many of …

Easter eggs for grownups: taste test

M&S Egg-Plant vegan egg, £5.50 Can’t say I’ve ever had an aubergine Easter egg before so this gets points for the fun, quirky shape. And then it goes a bit downhill. The texture is a little grainy and a lot sweeter than I would want for a dark chocolate egg. 2/5 Sainsbury’s Cocoa & Co …

From gin to an aubergine emoji: how Easter eggs grew up

Maria Clifton can’t exactly remember how or why she began making chocolate toilet rolls with messages written on them. It doesn’t matter, really. If people want everyday items crafted from Belgian milk chocolate, she will do it. It started about four years ago when she founded Personalised Chocolates 4U, a small family venture she runs …

Supreme court rules against Asda in workers’ equal pay case

Asda shop workers have won the latest key stage in their fight for equal pay in a ruling that could lead to a £500m compensation claim. The supreme court has backed a 2016 employment tribunal decision that the supermarket’s retail staff, who are mostly women, can compare their work to those in warehouse distribution centres. …

I was rejected for hardship fund and there’s no appeal

I became a self-employed tattooist last March and am eligible to claim a grant of £4,000 under the newly self-employed hardship fund announced by the Scottish government. I provided all the necessary information, but my application was rejected due to an inability to confirm my identity. The form did not request ID, nor have I …