I received a Monzo bank alert that I had just spent £11.30 in Tesco. I hadn’t. However, this was an identical amount to what I had actually spent in Tesco two days before. Monzo told me there was an issue with Tesco double-charging its card users and I should get my money back in eight days. I will now only use Monzo for small purchases.
LMB
It’s a problem that’s been going on for at least two years. In 2019, consumer group Which? reported that a branch of Tesco was refusing Monzo card payments. Both companies stated that they were investigating. Since then, there have been numerous reports of double-charging. Tesco told me it is exceptionally rare and that it is continually working to improve its payment systems. The retailer automatically refunds duplicate payments within a day, but customers can request a payment reversal from their bank, which takes up to eight days. Monzo declined to comment.
This footnote was added on 30 July 2021. Monzo contacted the Guardian after publication to say that since our correspondent got in touch the issue has been resolved.
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